10/16/26
Maybe you have a job, pay your bills, and try to save when you can, but you still feel like you’re missing… something. I was here. I would hear people talk about investing, retirement accounts, and financial planning, and still feel like they were speaking a different language. The more I learned about personal finance, the more I realized how many of us are expected to understand something we were never really taught.
I find myself thinking about how much time we spend in school learning math, science, and history. But how much time do we actually spend learning how to manage the money we’ll earn once we graduate? What’s the difference between a savings account and a retirement account? How does credit work? When should you start investing? These are questions that affect nearly every part of our lives, yet many of us are left to figure out the answers on our own.
On the other hand, some people grow up in households where money is openly discussed, while others grow up where money is stressful or rarely talked about. We all have different experiences with money, and those experiences can shape how we approach our finances as adults. Everyone has a different reason too. Maybe we avoid investing because it feels intimidating, put off saving because we don’t know where to start, or maybe we just want to wait until we make more money.
Anyone can become good with money. Something I’ve come to appreciate about financial education is that you don’t need to be an expert to make progress. You don’t need a finance degree, a six-figure salary, or thousands of dollars in the bank to start understanding your finances. You just need to start, somewhere. Maybe you’ve simply been trying to figure it out without help. You can’t change what you weren’t taught years ago, but you can decide what you want to learn today.
You don’t need to know everything, but to be willing and open to learn.
If you don’t know where to start, or feel like you could learn more, I like to say that a good starting point is:
- Understand where your money is and goes on a monthly basis
- Learn the difference between saving and investing
- See where you are standing in regards to retirement
- Learn how compound interest works
- Taking a look at different investment strategies
- List out your goals, wants, needs, and budget
Whatever it is, every little bit of knowledge can help you make more informed decisions now, with respect to your future self.
If you would like to attend a beginner friendly educational workshop, BOOK A 1:1 WITH ME HERE .
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